SERVICES WE PROVIDE FINANCIALPLANNING Creating a comfortable future for yourself and your loved ones starts with a plan. First, we help you understand your current financial reality and gain clarity on your goals. Then we help you create a plan to get you from where you are to where you want to be at a pace that makes sense for you. Learn more RETIREMENT INCOME & DISTRIBUTION PLANNING Retirement planning is all about coordinating your various streams of cash flow – pensions, Social Security, retirement accounts, rentals, investments and business or employment. We help you come up with a solid, tax-efficient plan. Learn more INVESTMENTPLANNING & ASSET MANAGEMENT We use a disciplined, time-tested approach to constructing and managing client portfolios, with an emphasis on true diversification and tax efficiency. We use primarily fee-based accounts, but have the flexibility to use commission-based accounts when it makes the most sense for the client. Learn more SOCIAL SECURITY PLANNING Did you know there are literally thousands of options for when a retired couple can take Social Security? We use specialized software to help you narrow down your options and make a choice that fits your unique financial circumstances. Learn more IRAPLANNING Your retirement account may be your largest financial asset. With complicated rules around IRA tax and beneficiary planning, it pays to get expert advice. Learn more INSURANCE & ANNUITIES We help clients use insurance and annuities to protect their family finances from premature death, disability, long-term care expenses or outliving their assets. Learn more Schedule an appointment to discuss your financial goals. Name Email Phone Thank you! Oops!